TalmowTalmow

Payments

Payment truth across every channel

Record cash, card, transfer, and provider payments — then reconcile them against what actually sold.

The problem

Retail teams lose hours reconciling scattered records instead of running the business.

  • Sales totals that don't match bank or terminal deposits
  • Transfer payments marked paid without proof
  • Split tenders hard to audit after the fact
  • Settlement delays creating blind spots

How it flows

Follow the commercial lifecycle from sale to close.

How Talmow helps

One operating layer for commercial truth across your outlets.

Structured payment capture

Every tender line records method, provider, reference, and status.

Payment imports

Upload provider files and match against outlet activity.

Unmatched queue

Finance reviews payments that don't tie to a sale.

Refund control

Refunds flow through approvals with full audit trail.

Transfer payments used to delay our close by a day. Now unmatched items sit in a queue we clear before lock.

Adaeze OkaforOperations Director, GreenBasket Markets

Benefits

What changes when you run on Talmow.

Structured payment capture

Every tender line records method, provider, reference, and status.

Payment imports

Upload provider files and match against outlet activity.

Unmatched queue

Finance reviews payments that don't tie to a sale.

Refund control

Refunds flow through approvals with full audit trail.

Integrations

Paystack
Stripe
Shopify
Square
Xero
QuickBooks
Paystack
Stripe
Shopify
Square
Xero
QuickBooks

FAQ

See Talmow in action

Request a demo and we'll show you how your operation closes the day on Talmow.

Payments | Talmow